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Choose from a range of motorcycle insurance options and find the cover that’s right for you.
Choose from a range of motorcycle insurance options and find the cover that’s right for you.
Motorcycle insurance can cover your motorcycle against accidental damage and theft. It can also protect you from the financial costs of repairing or replacing another person’s vehicle or motor cycle in an accident where you’re at fault.
When you’re covered by a motorcycle insurance policy, you can generally choose to insure it for an agreed amount, or for the market value.
We know that a motorcycle is often an owner’s pride and joy. Whether you ride to work or you’re a weekend enthusiast we can help you with cover to suit your lifestyle.
The exact cover you can receive depends on the policy that you take out. But to give you an idea, here are some of the benefits a motorcycle policy may include:
If your motorcycle is damaged in an accident where you’re at fault, having comprehensive motorcycle insurance helps to pay for repairs – or can replace it all together if your motorcycle is written off.
If your motorcycle is stolen, comprehensive motorcycle insurance can pay you the agreed or market value, so you can buy a replacement.
Third party property damage (TPPD) insurance – which can cover the costs you may be liable to pay if you are at fault and damage or write off someone else’s motorcycle or car – is also available as a standalone policy. However, if you only have this cover, there’s no cover for any damage to your own motorcycle.
James rides his motorcycle to work and home most days. On his way home from work one wet Thursday, James lost control of his motorcycle when turning right at a busy intersection.
The motorcycle slid across the road and hit a parked car. Whilst James was not seriously injured, he had damaged the motorcycle’s frame and caused minor damage to the rear of the parked car.
James contacted his insurance broker who took some details and arranged for his motorcycle to be towed and assessed. Because his policy also contained a rental car inclusion, they helped James arrange a hire car so that he could get to work while his motorcycle was off the road.
An assessor contacted him the next day, letting him know that his motorcycle could be fixed and that his insurance would cover the cost. They arranged to have it repaired at his smash repairer of choice. While he was waiting for the motorcycle to be repaired, James had access to the rental car – with the cost also covered by his policy.
Damage to the parked car that James had hit was also repaired and the costs were covered by the insurance policy.
Each policy is different, but generally your motorcycle won’t be covered if it’s:
There are other exclusions which our insurance brokers can outline for you. A deductible/excess may apply.
Our brokers can help you compare motorcycle insurance and tailor a motorcycle insurance quote to ensure you are adequately covered.
The main types of motorcycle insurance are:
Third party motorcycle insurance is compulsory in NSW.
Our brokers can help you compare motorcycle insurance and find the best motorcycle insurance quote to suit your needs.
Comprehensive motorcycle insurance provides you with cover for your motorcycle against accidental damage, collision or crash, fire, storm or flood, theft or attempted theft, tsunami, vandalism or a malicious act.
Comprehensive insurance can also cover any licensed rider who rides your motorcycle, even if they’re not listed on your policy.
Third party property damage motorcycle insurance covers you for damage you may cause to someone else’s property in an accident.
When deciding the best motorcycle insurance to suit you, think about whether you can live without your motorcycle if it’s written off or stolen. Also, consider if you can afford to pay for the damage to someone else’s motorcycle if you have an accident.
Comprehensive motorcycle insurance generally provides the most amount of cover. It will cover you for a wide range of damage caused by an insured event like an accident, theft and weather (like hail, fire and storms including cyclones).
The best motorcycle insurance is comprehensive motorcycle insurance as it also covers you for any damage to someone else’s motorcycle or car and property.
We know that navigating the world of insurance can be complex and confusing. Our brokers compare the myriad of insurance options on the market for you, providing expert advice to implement your chosen plan.
The amount you pay each year for insurance is called a premium. Your premium is estimated by how likely it is that you’ll make a claim.
The premium and excess you pay will depend on your policy and on other factors, such as your age. For example, a driver under 25 may have to pay a higher excess. This is because people under 25 are involved in more accidents.
Premiums generally range from $70-150 per month, depending on the cover.
Our brokers can help you compare car insurance and find the motorcycle insurance quote to suit your needs.
Home insurance can protect you if your home is damaged from fire, theft and more.
Choose from a range of motor vehicle insurance options and find the cover that’s right for you.
Protection for your business, premises, contents, stock, equipment and reputation.
Call us on 02 4969 8100 or request a call back.
We know that navigating the world of insurance can be complex and confusing. Our brokers compare the myriad of insurance options on the market for you, providing expert advice to implement your chosen plan.
We empower thousands of Australian businesses to focus on what they do best, knowing they’re protected against any possible eventuality.